Journal Article Commercial Banking and the Rate of Interest Get access Harry G. Brown Harry G. Brown Yale University Search for other works by this author on: Oxford Academic Google Scholar The Quarterly Journal of Economics, Volume 24, Issue 4, August 1910, Pages 743–749, https://doi.org/10.2307/1883494 Published: 01 August 1910
The bond-secured notes have not been a serious element of weakness, 634. — The present practice of paying interest on bankers' deposits, the fundamental cause of inelasticity, 637. — And also of the lack of any reserve of lending power in our banking system, 638. — Regular redemption of notes alone would not ensure elasticity, 642. — Evils which may be attributed to the bond-secured notes, 645. — A plan for the substitution of an asset currency of limited volume, 646. — Proposal for the modification of the present method of paying interest on bankers' deposits, 650. — Summary of the proposals in this and the preceding article, 654.
Fruit shipments from California began with opening of railroad communication, 393. — Little profit because of high rates, slow trains, and speculative activity resulting in over-production, 396. — Co-operative association proposed by railroad, 399. — "California Fruit Union/" — a temporary success, 400. — Freight rates and icing charges, 402. — "California Fruit Glowers' and Shippers' Association, " — a brief success, 404. — "California Fruit Distributors, " — a success, 405. — "California (Fresh) Fruit Exchange, " — another success, 407. — The refrigerator car question in California, 409.— Net result of co-operative activity, 415.
Legislative history of the act, 593. — Carriers subject to the act, 596. — Long and short haul clause, 597. — Rates and routes; Suspension of rates, 601. — Misquotation of rates, 605. — Through routes, 606. — Right to route traffic, 608. — Passes, 611. — Classification, 612. — Additional Powers: Power to initiate inquiries, 612. — Regulations and practices, 613. — Facilities for through routes, 614. — Procedure: the Commerce Court, 615. — Miscellaneous Provisions: Penalties, 624. — Disclosure of information, 624. — Statistics, 625. — Enjoining state statutes, 625. — Projects which failed of enactment: Agreements as to rates, 626. — Control of capitalization, 627. — Physical valuation, 628. — Miscellaneous provisions, 628. — Subjects which failed of action in either house: Control of water carriers, 629. — Minimum rates, 630. — No amendment of the commodities clause, 630. — "Insurgents" responsible for the Act, 631. — Grave responsibility of the Commission, 633.
Oklahoma (continued). Failure of Columbia Bank and Trust Co. Payment of depositors begun at once, 330. — Outcome of the liquidation, 332. — Other failures, 334. — How far deposit insurance caused the failure, 336. — How far politics entered, 338. — A serious question: the size of single risks, 340. — Desirability of postponing payment until after liquidation, 341. — Few conversions into national banks, 342. — Conclusion as to Oklahoma, 343. — Kansas. Unsuccessful bill of 1898, 344. — Act of 1909, 346. — National banks, not being allowed to participate, form a Guaranty Company, 349. — Legal complications: the constitutionality of the act questioned, 352. — Working of the act thus far, 355. — Nebraska. Act of 1909, 356. — Held unconstitutional by Circuit Court, and not in effect pending appeal, 357. — South Dakota. Abortive act of 1909, 359. — Texas. Act of 1909. Nominal option between guaranty and an indemnity bond, 362. — Other provisions, 363. — Guaranty plan generally followed, 365. — General regulation of banking, 366. — Effects of the act, 366. — Colorado. Unique and interesting bill, but no law enacted, 368. — Missouri. Attempts at legislation failed, 369. Deposit Insurance by Private Corporations, 370. — Proposals and possibilities, 371, 372. General arguments and conclusions, 373. — Chief purposes of deposit insurance, 373–376. — Objections: unnecessary? Failures, tho rare, are bad, 376. — Depositors cannot pick good banks, 377. — Would insurance bring impossible conditions? 378. — Undue liberality in interest on deposits? 379. — Fictitious loans? 380. — Undue expansion? 381. — No surplus accumulated? 382. — Unfair in taxing good banks? 383. — Premiums inadequate? 383. — State-administered vs. private insurance, 386. — The immediate future and the ultimate possibilities, 388.
Journal Article An American Utopia Get access The Quarterly Journal of Economics, Volume 24, Issue 2, February 1910, Page 428, https://doi.org/10.2307/1883565 Published: 01 February 1910
Spread of Old Age Pension Legislation, 713. — I. Fundamental Principles Involved, 715. — Analysis of Main Types of Scheme, 715. — II. (1) Partial Non-contributory Pensions, 720. — Effects on Poor Relief, 721. — On Wages, 723. — On Character and Efficiency, 725. — On Family, 727. — (2) Compulsory Insurance, 728. — (3) Voluntary Annuity Systems, 733. — III. Conclusions concerning Non-contributory Pensions and Compulsory Insurance, 735. — Outline of Program of Legislation for American States, 738. — Adequacy of Proposed Measures, 741.