Costs in Commercial Banking: A Quantitative Analysis of Bank Behavior and Its Relation to Bank Regulation Charles N. Henning; Frederick W. Bell; Neil B. Murphy Journal of Financial and Quantitative Analysis 1969 4(1), 100
Costs in Commercial Banking: A Quantitative Analysis of Bank Behavior and Its Relation to Bank Regulation John A. Haslem; Frederick W. Bell; Neil B. Murphy Journal of Finance 1969 24(1), 144