American Economic Review Vol. 104 No. 5 2014

Disability Insurance and Health Insurance Reform: Evidence from Massachusetts

Nicole Maestas¹; Kathleen J. Mullen¹; Alexander Strand²

¹ RAND Corporation, 1776 Main Street, Santa Monica, CA 90407 (e-mail: ) · ² Social Security Administration, 500 E Street, 9th Floor, Washington, DC 20254 (e-mail: )

Abstract

As health insurance becomes available outside of the employment relationship as a result of the Affordable Care Act (ACA), the cost of applying for Social Security Disability Insurance (SSDI)—potentially going without health insurance coverage during a waiting period totaling 29 months from disability onset —will decline for many people with employer-sponsored health insurance. At the same time, the value of SSDI and Supplemental Security Income (SSI) participation will decline for individuals who otherwise lacked access to health insurance. We study the 2006 Massachusetts health insurance reform to estimate the potential effects of the ACA on SSDI and SSI applications.

DOI

10.1257/aer.104.5.329

Volume

104

Issue

5

Pages

329-335

Language

en

Sources

bibtex:phds-export.bib openalex crossref

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