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Journal of Banking & Finance Vol. 31 No. 7 2007

Is there a single frontier in a single European banking market?

Jaap Bos1; H. Schmiedel2

1 Utrecht University · 2 European Central Bank

open access

Abstract

This paper attempts to estimate comparable efficiency scores for European banks operating in the Single Market in the EU. Using a data set of more than 5000 large commercial banks from all major European banking markets over the period 1993–2004, the application of meta-frontiers enables us to assess the existence of a single and integrated European banking market. We find evidence in favor of a single European banking market characterized by cost and profit meta-frontiers. However, compared to the meta-frontier estimations, pooled frontier estimations tend to underestimate efficiency levels and correlate poorly with country-specific frontier efficiency ranks.

DOI
10.1016/j.jbankfin.2006.12.004
Volume
31
Issue
7
Pages
2081-2102
Language
en
Sources
openalex crossref bibtex:phds-export.bib

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