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Journal of Banking & Finance Vol. 37 No. 11 2013

Banking crises: An equal opportunity menace

Carmen Reinhart1,2,3,4; Kenneth Rogoff1,2,5

1 National Bureau of Economic Research · 2 Harvard University · 3 Peterson Institute for International Economics · 4 John F. Kennedy University · 5 Cabot (United States)

open access

Abstract

The historical frequency of banking crises is similar in advanced and developing countries, with quantitative parallels in both the run-ups and the aftermath. We establish these regularities using a dataset spanning from the early 1800s to the present. Banking crises weaken fiscal positions, with government revenues invariably contracting. Three years after a crisis central government debt increases by about 86%. The fiscal burden of banking crisis extends beyond the cost of the bailouts. We find that systemic banking crises are typically preceded by asset price bubbles, large capital inflows and credit booms, in rich and poor countries alike.

DOI
10.1016/j.jbankfin.2013.03.005
Volume
37
Issue
11
Pages
4557-4573
Language
en
Sources
openalex crossref bibtex:phds-export.bib

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