← Search

Journal of Banking & Finance Vol. 32 No. 1 2008

Insurance market mechanisms and government interventions

Denis Kessler

Ministère des Armées

Abstract

The expansion of the State-as-insurer has played a major role in the long-term growth of the public sector, but we are probably reaching the turning point. Because of its manifold failures, the State-as-insurer is facing crisis all around the world, with exploding expenditures. This will probably induce a shift in the private–public frontier, which makes it much more important than in the past to regulate the insurance industry efficiently. Coming back to the failures of the State-as-insurer, we should underline the role played by this flawed hypothesis that sets market logic and private interest against public interest.

DOI
10.1016/j.jbankfin.2007.09.007
Volume
32
Issue
1
Pages
4-14
Language
en
Sources
openalex crossref bibtex:phds-export.bib

Cite