← Search

Journal of Banking & Finance Vol. 21 No. 11-12 1997

Payment transactions, instruments, and systems: A survey

Diana Hancock1; David B. Humphrey2

1 Federal Reserve · 2 Florida State University

Abstract

The payments literature ranges from theoretical general equilibrium models to practical payment issues related to the day-to-day operation of various national networks for the transfer of money. It is an area where economic theory and institutional structure are often closely intertwined and it is currently undergoing significant change, shifting from costly paper-based systems to technologically advanced electronic payments. The extant literature is surveyed here with the aim of integrating the various strands of payment research which have been largely pursued separately. In addition, we present newly available data to illustrate and investigate a number of underdeveloped areas in this literature.

DOI
10.1016/s0378-4266(97)00046-0
Volume
21
Issue
11-12
Pages
1573-1624
Language
en
Sources
crossref openalex bibtex:phds-export.bib

Cite