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Journal of Banking & Finance Vol. 81 2017

Inflation and the evolution of firm-level liquid assets

Chadwick C. Curtis1; Julio Garín; M Saif Mehkari

1 University of Richmond

Abstract

This paper shows that inflation has been an important determinant of firm-level liquid asset holdings. Liquid assets as a share of total assets – the cash ratio – for U.S. corporations steadily declined from the 1960s to the early 1980s, and has since steadily increased. Our empirical analysis finds that inflation is a key factor accounting for these changes. We show that these liquid asset holdings are imperfectly hedged against inflation. Hence, changes in inflation alter the real value of a firm’s liquid asset portfolio causing them to readjust these balances.

DOI
10.1016/j.jbankfin.2017.04.008
Volume
81
Pages
24-35
Language
en
Sources
openalex crossref bibtex:phds-export.bib

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