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Journal of Banking & Finance Vol. 155 2023

Beauty and stock market participation

Hongwu Gan1; Shengfeng Lu2,3; Weijie Lu3; Geng Niu1,4; Yang Zhou2

1 Southwestern University of Finance and Economics · 2 Wuhan University · 3 Hubei University Of Economics · 4 Institute of Economics

Abstract

This paper investigates whether beauty, an important natural endowment, affects investment decisions. Using data from the Wisconsin Longitudinal Survey (WLS), which provides a photo-based measure of facial beauty, we find that better-looking individuals are more likely to own stocks and invest a larger share of wealth in stocks. We consider a wide range of potential mediators that may drive this relationship between beauty and stock market participation. We find that income and sociability explain a large portion of the beauty effect. For both males and females, beauty has a significant positive impact on stock market participation. Using another dataset that includes the interviewer's rating of the respondent's physical attractiveness, we find similar results. Our study contributes to a better understanding of the economic returns to beauty and the source of heterogeneity in household portfolio choice.

DOI
10.1016/j.jbankfin.2023.106994
Volume
155
Pages
106994
Language
en
Sources
bibtex:phds-export.bib openalex crossref

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