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Journal of Banking & Finance Vol. 34 No. 5 2010

Economic value in tranching of syndicated loans

Pankaj Kumar Maskara1,2

1 Nova Southeastern University · 2 Eastern Kentucky University

open access

Abstract

This paper presents a theory to explain the economic value of tranching and provides empirical evidence to support the theoretical implications. I show that riskier firms are more likely to take loans with multiple tranches. Therefore, the average credit spread on a syndicated loan with multiple tranches is higher than that on a non-tranched loan. However, after accounting for the risk characteristics of a tranched loan, I show that borrowings that are a part of tranched loans have lower credit spreads than otherwise identical non-tranched loans. I also show that the benefits of tranching accrue primarily to riskier borrowers.

DOI
10.1016/j.jbankfin.2009.10.007
Volume
34
Issue
5
Pages
946-955
Language
en
Sources
openalex crossref bibtex:phds-export.bib

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