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Journal of Financial Economics Vol. 135 No. 3 2020

Portfolio rebalancing in general equilibrium

Miles Kimball1; Matthew D. Shapiro2,3; Tyler Shumway3,2; Jing Zhang4

1 University of Colorado System · 2 University of Michigan–Ann Arbor · 3 Michigan United · 4 Federal Reserve Bank of Chicago

Abstract

This paper develops an overlapping generations model of optimal rebalancing where agents differ in age and risk tolerance. Equilibrium rebalancing is driven by a leverage effect that influences levered and unlevered agents in opposite directions, an aggregate risk tolerance effect that depends on the distribution of wealth, and an intertemporal hedging effect. After a negative macroeconomic shock, relatively risk-tolerant investors sell risky assets, while more risk-averse investors buy them. Owing to interactions of leverage and changing wealth, however, all agents have higher exposure to aggregate risk after a negative macroeconomic shock and lower exposure after a positive shock.

DOI
10.1016/j.jfineco.2019.08.007
Volume
135
Issue
3
Pages
816-834
Language
en
Sources
bibtex:phds-export.bib openalex crossref

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