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Journal of Financial Economics Vol. 49 No. 1 1998

Open-end mutual funds and capital-gains taxes

Michael J. Barclay1; Neil D. Pearson2; Michael S. Weisbach3

1 University of Rochester · 2 University of Illinois Urbana-Champaign · 3 University of Arizona

open access

Abstract

Despite the fact that taxable investors would prefer to defer the realization of capital gains indefinitely, most open-end mutual funds regularly realize and distribute a large portion of their gains. We present a model in which unrealized gains in the fund's portfolio increase expected future taxable distributions, and thus increase the present value of a new investor's tax liability. In equilibrium, managers interested in attracting new investors pass through taxable capital gains to reduce the overhang of unrealized gains. This model contains a number of empirical predictions that are consistent with data on actual fund overhangs.

DOI
10.1016/s0304-405x(98)00016-6
Volume
49
Issue
1
Pages
3-43
Language
en
Sources
bibtex:phds-export.bib openalex crossref

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