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Journal of Financial Intermediation Vol. 11 No. 4 2002

Financial Architecture and Economic Performance: International Evidence

Solomon Tadesse1,2

1 University of South Carolina · 2 UNICEF East Asia and Pacific Regional Office

open access

Abstract

The paper examines the relation between the architecture of an economy's financial system—its degree of market orientation—and economic performance in the real sector. I find that while market-based systems outperform bank-based systems among countries with developed financial sectors, bank-based systems fare better among countries with underdeveloped financial sectors. Countries dominated by small firms grow faster in bank-based systems and those dominated by larger firms in market-based systems. The findings suggest that recent trends in financial development policies that indiscriminately prescribe market-oriented financial-system architecture to emerging and transition economies might be misguided because suitable financial architecture, in and of itself, could be a source of value. Journal of Economic Literature Classification Numbers: G1, G21, O1, 04.

DOI
10.1006/jfin.2002.0352
Volume
11
Issue
4
Pages
429-454
Language
en
Sources
bibtex:phds-export.bib openalex crossref

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