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Journal of Financial Stability Vol. 4 No. 4 2008

The sub-prime crisis: A central banker's perspective

Philipp M. Hildebrand

Swiss National Bank

Abstract

The crisis is not yet over; the housing market continues to deteriorate and there are spill-overs into other markets. Growth is declining, with potentially self re-enforcing mechanisms between financial markets and the real economy coming into play. A local problem became a global crisis because of poor risk management, lack of transparency and excessive leverage. Not only does the capital base need re-building, but also incentive schemes need reconsideration.

DOI
10.1016/j.jfs.2008.09.012
Volume
4
Issue
4
Pages
313-320
Language
en
Sources
bibtex:phds-export.bib openalex crossref

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