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Journal of Financial and Quantitative Analysis Vol. 41 No. 4 2006

Innovation, Information, and Financial Architecture

Solomon Tadesse

Ross School

open access

Abstract

Does a financial system architecture anchored on banks perform better than one centered on markets in fostering technological innovations as engines of growth? In a panel of industrial sectors across a large cross section of countries, I find that while market-based systems have a general positive effect on innovations in all economic sectors, bank-based systems foster more rapid technological progress in more information-intensive industrial sectors, suggesting a heterogeneous impact of financial architecture. Thus, the relative performance of bank-based systems vis-à-vis market-based systems depends on the industrial structure of the economy.

DOI
10.1017/s0022109000002635
Volume
41
Issue
4
Pages
753-786
Language
en
Sources
bibtex:phds-export.bib crossref openalex

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