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American Economic Review Vol. 114 No. 9 2024

Investing in the Next Generation: The Long-Run Impacts of a Liquidity Shock

Patrick Agte1; Arielle Bernhardt2; Erica Field3; Rohini Pande1; Natalia Rigol4

1 Yale University · 2 New York University · 3 Duke University · 4 Harvard Business School

open access

Abstract

Poor entrepreneurs must frequently choose between business investment and children's education. To examine this trade-off, we exploit experimental variation in short-run microenterprise growth among a sample of Indian households and track children's education and business outcomes over eleven years. Treated households, who experience higher initial microenterprise growth, invest more in education and are one-third more likely to send children to college. However, only literate households experience child schooling gains and their enterprises stagnate in the long-run. In contrast, illiterate treatment households experience long-run business gains but declines in children's education. Our findings suggest that microenterprise growth has the potential to reduce relative intergenerational educational mobility.

DOI
10.1257/aer.20220296
Volume
114
Issue
9
Pages
2792-2824
Language
en
Sources
bibtex:phds-export.bib openalex crossref

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