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American Economic Review Vol. 77 No. 3 1987

Savings of the Elderly and Desired Bequests

Michael D. Hurd

Abstract

Cross-section data often show that the wealth of the elderly increases with age, suggesting that the life cycle hypothesis of consumption should include a bequest motive for saving. I propose a model of bequests, and a test for a bequest motive. Empirical findings are that in a ten-year panel data set, the elderly dissaved, in contradiction to most cross-section results. The test offers no support for a bequest motive.

Volume
77
Issue
3
Pages
298-312
Sources
bibtex:phds-export.bib

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