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Journal of Finance Vol. 65 No. 6 2010

The Cost of Debt

JULES H. Van BINSBERGEN; John R. Graham; Jie Yang1,2

1 Georgetown University · 2 University of Baltimore

Abstract

We use exogenous variation in tax benefit functions to estimate firm‐specific cost of debt functions that are conditional on company characteristics such as collateral, size, and book‐to‐market. By integrating the area between the benefit and cost functions, we estimate that the equilibrium net benefit of debt is 3.5% of asset value, resulting from an estimated gross benefit (cost) of debt equal to 10.4% (6.9%) of asset value. We find that the cost of being overlevered is asymmetrically higher than the cost of being underlevered and that expected default costs constitute only half of the total ex ante costs of debt.

DOI
10.1111/j.1540-6261.2010.01611.x
Volume
65
Issue
6
Pages
2089-2136
Language
en
Sources
crossref openalex bibtex:phds-export.bib

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