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Review of Financial Studies Vol. 15 No. 2 2002

Online Investors: Do the Slow Die First?

Brad M. Barber; Terrance Odean

Abstract

We analyze 1,607 investors who switched from phone-based to online trading during the 1990s. Those who switch to online trading perform well prior to going online, beating the market by more than 2% annually. After going online, they trade more actively, more speculatively, and less profitably than before-lagging the market by more than 3% annually. Reductions in market frictions (lower trading costs, improved execution speed, and greater ease of access) do not explain these findings. Overconfidence-augmented by self-attribution bias and the illusions of knowledge and control-can explain the increase in trading and reduction in performance of online investors.

Volume
15
Issue
2
Pages
455-487
Sources
bibtex:phds-export.bib

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