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Journal of Financial and Quantitative Analysis Vol. 10 No. 5 1975

On the Financial Applications of Discriminant Analysis

O. Maurice Joy; John O. Tollefson

Abstract

In recent years the application of discriminant analysis to two-category (dichotomous) classification problems in empirical financial research has substantially increased. However, these studies have given relatively little attention to design and interpretation difficulties associated with discriminant analysis. Consequently, the conclusions and generalizations that can be drawn from such studies are frequently tenuous and questionable. This paper's purpose is to discuss the methodology of discriminant analysis. While the paper is oriented toward financial applications of discriminant analysis, our discussion is not peculiar to finance. Furthermore, many of the methodological issues we address are relevant to the general problem of developing and testing dichotomous classification models and arise whether model developing is by discriminant analysis or some other method.

DOI
10.2307/2330267
Volume
10
Issue
5
Pages
723
Sources
openalex crossref

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