← Search Journal of Banking & Finance Vol. 31 No. 3 2007 Stephen DeWitt Smith DOI10.1016/j.jbankfin.2006.12.002 Volume31 Issue3 Pagesiii Languageen Sources openalex crossref semanticscholar Cite APA 7 MLA 9 Chicago (author–date) Harvard Elsevier Harvard (JFE, JBF…) The Accounting Review Academy of Management American Marketing Association INFORMS (Management Science) Copy citation Copied ✓