← Search Journal of Finance Vol. 35 No. 1 1980 Deposit Ceilings and the Efficiency of Financial Intermediation Lewis J. Spellman DOI10.2307/2327185 Volume35 Issue1 Pages129 Sources semanticscholar openalex crossref Cite APA 7 MLA 9 Chicago (author–date) Harvard Elsevier Harvard (JFE, JBF…) The Accounting Review Academy of Management American Marketing Association INFORMS (Management Science) Copy citation Copied ✓