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Prospect Theory and Mean-Variance Analysis

Haim Levy; Moshe Levy

Hebrew College

Review of Financial Studies 2004

The experimental results of prospect theory (PT) reveal suggest that investors make decisions based on change of wealth rather than total wealth, that preferences are S-shaped with a risk-seeking segment, and that probabilities are subjectively distorted. This article shows that while PT's findings are in sharp contradiction to the foundations of mean-variance (MV) analysis, counterintuitively, when diversification between assets is allowed, the MV and PT-efficient sets almost coincide. Thus one can employ the MV optimization algorithm to construct PT-efficient portfolios.

DOI
10.1093/rfs/hhg062
Volume
17 (4)
Pages
1015-1041
Language
en
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