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The Real Consequences of Market Segmentation

Sergey Chernenko1,2; Adi Sunderam3

1 Fisher College · 2 The Ohio State University · 3 Harvard Business School

Review of Financial Studies 2012

We study the real effects of market segmentation due to credit ratings by using a matched sample of firms just above and just below the investment-grade cutoff. These firms have similar observables, including average investment rates. However, flows into high-yield mutual funds have an economically significant effect on the issuance and investment of the speculative-grade firms relative to their matches, especially for firms likely to be financially constrained. The effect is associated with the discrete change in label from investment- to speculative-grade, not with changes in continuous measures of credit quality. We do not find similar effects at other rating boundaries.

DOI
10.1093/rfs/hhr143
Volume
25 (7)
Pages
2041-2069
Language
en
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