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Gender Stereotypes and Entrepreneur Financing

Camille Hebert

University of Toronto

Review of Financial Studies 2026

Abstract I document a significant gender gap in entrepreneurs’ access to early-stage equity financing. Using unique administrative data on French startups, I show that this gap is particularly pronounced in male-dominated sectors. Controlling for a comprehensive set of entrepreneur and startup characteristics—including demographics, backgrounds, and motivations—accounts for 42% of the average gender gap. However, in male-dominated sectors, 80% of the gap remains unexplained. Growth-oriented female entrepreneurs rely more heavily on bank loans, substituting equity with debt. Finally, VC-backed female-founded startups outperform their male counterparts in male-dominated sectors. These findings suggest that context-dependent stereotypes influence equity financing decisions.

DOI
10.1093/rfs/hhaf049
Volume
39 (7)
Pages
1970-2017
Language
en
Export
BibTeX
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