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Interbank Market Integration under Asymmetric Information

Xavier Freixas1; Cornelia Holthausen2

1 Universitat Pompeu Fabra · 2 European Central Bank

Review of Financial Studies 2005 open access

Cross-country bank lending appears to be subject to market imperfections leading to persistent interest rate differentials. In a model where banks need to cope with liquidity shocks by borrowing or by liquidating assets, we study the scope for international interbank market integration with unsecured lending when cross-country information is noisy. We find that an equilibrium with integrated markets need not always exist, and that it may coexist with one characterized by segmentation. A repo market reduces interest rate spreads and improves upon the segmentation equilibrium. However, it may destroy the unsecured integrated equilibrium.

DOI
10.1093/rfs/hhi001
Volume
18 (2)
Pages
459-490
Language
en
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