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Review of Financial Studies 2025

Financial Advisors and Investors’ Bias

Marianne Andries1; Maxime Bonelli2; David Sraer3

1 University of Southern California · 2 London Business School · 3 University of California, Berkeley

Abstract

We study an intervention by a brokerage firm providing advisory services to high-net-worth investors. In 2018, the firm changed the information displayed on its internal platform, so that financial advisors could no longer observe which clients’ holdings were in paper gain or loss. Using data on portfolio stock transactions between 2016 and 2021, we show that, while all investors exhibit a significant disposition effect before 2018, that is, a greater propensity to realize gains than losses, highly advised investors see their bias significantly reduced afterward. Our paper shows financial firms can successfully reduce clients’ biases by appropriately manipulating advisors’ information.

DOI
10.1093/rfs/hhaf090
Language
en
Sources
openalex crossref

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