Government litigation risk and the decline in low-income mortgage lending

W. Scott Frame; Kristopher Gerardi; Erik J. Mayer; Billy Y. Xu; Lawrence Chengzhi Zhao

doi:10.1016/j.jfineco.2026.104279

Government litigation risk and the decline in low-income mortgage lending

W. Scott Frame¹; Kristopher Gerardi²; Erik J. Mayer^3,4; Billy Y. Xu⁵; Lawrence Chengzhi Zhao⁶

¹ Minnesota Lions Eye Bank · ² Federal Reserve Bank of Atlanta · ³ University of Wisconsin System · ⁴ University of Wisconsin–Madison · ⁵ University of Rochester · ⁶ Texas Tech University

Journal of Financial Economics 2026 open access

DOI: 10.1016/j.jfineco.2026.104279
Volume: 181
Pages: 104279
Language: en
Export: BibTeX
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