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Permanent Income, Liquidity, and Expenditure on Automobiles: Evidence From Panel Data

Ben S. Bernanke

Stanford University

Quarterly Journal of Economics 1984

Several recent papers have tested the permanent income-cum-rational expectations hypothesis using data on nondurable or semidurable consumption. We show how this approach can be extended to the case of durables. An application to panel data on automobile expenditures reveals no evidence against the permanent income hypothesis. This result is unchanged in subsamples segregated by family holdings of liquid assets.

DOI
10.2307/1885966
Volume
99 (3)
Pages
587
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