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Journal of Political Economy Vol. 84 No. 5 1976

Private Pensions and Savings: New Evidence

Alicia Haydock Munnell

Abstract

This paper examines the impact of private pension coverage on the saving behavior of men in their preretirement years. The empirical work is based on the Ando-Modigliani model which permits explicit recognition of differences in expected retirement age between covered and noncovered groups. The data originated in the 5-year Labor Department sample of men aged 45-59 in 1966. The results clearly indicate that, contrary to earlier work by Cagan and Katona, pension coverage reduces saving in other forms.

DOI
10.1086/260494
Volume
84
Issue
5
Pages
1013-1032
Language
en
Sources
openalex crossref

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